Test Payments
You can use the following test details to test different payment channels.
Cards
Card expiry date
The expiry date for each card can be any date in the future.
Successful Cards
No validation(reusable)
4084 0840 8408 4081
Expiry06/26
CVV408
PIN validation
5078 5078 5078 5078 12
Expiry06/26
CVV081
Pin1111
PIN + OTP validation
5060 6666 6666 6666 666
Expiry06/26
CVV123
Pin1234
OTP123456
PIN + Phone + OTP validation
5078 5078 5078 5078 04
Expiry06/26
CVV884
Pin0000
OTP123456
Bank Auth Simulation(reusable)
4084 0800 0000 0409
Expiry06/26
CVV000
Failed Cards
Declined
4084 0800 0000 5408
Expiry06/26
CVV001
Token Not Generated
5078 5078 5078 5078 53
Expiry06/26
CVV082
Pin0000
API Errors
Insufficent funds
4084 0800 0067 0037
Expiry06/26
CVV787
Bank Accounts
Nigerian merchants
Nigerian merchants can use a regular bank account to create a transfer recipient when testing in test mode.
Zenith Bank(transaction)
000 000 000 0
Birthday1999-04-20
OTP123456
Zenith Bank(transfer)
000 000 000 0
Code057
Kuda Bank
+234 810 000 000 0
Code50211
Token123456
Mobile Money
No PIN/OTP
055 123 498 7
NetworkMTN
No PIN/OTP
+254 710 000 000
NetworkM-Pesa
Dedicated Virtual Account
You can make use of the sample bank application we created to initiate a transfer to your test virtual account. If you simply want to try out the dedicated virtual account product, kindly make use of the test account below:
Demo Bank
123 000 164 4
Pin0000